Judging Damage To Roof From Hail

Even if you don t have a leak the damage creates vulnerability to excess moisture which can lead to mold or future leaks in your roof.

Judging damage to roof from hail.

Second layer shingles are more susceptible to damage than first layer shingles because the surface directly underlying the shingle is less supportive than dense wood. The leaks may not be immediately noticeable but can show up long after the storm has cleared away. If your roof contains one layer of common asphalt shingles it usually takes a 1 or above diameter hail stoneto cause damage roof hail damage. It s not just the hail alley states of colorado nebraska and wyoming that see damage.

Because seamless gutters are frequently feature aluminum or copper construction the signs of hail damage include telltale denting. After checking the roof of your home or business we recommend checking other areas for signs of hail damage. Hail hits that are black in color. Hail damage on the roof.

Random damage with no discernable pattern. Blistering cracking granule loss flaking and mold or algae depending on your local environment can all be confused with hail damage. Hail caused more than 13 billion in property damage in 2019. While you can t always avoid roof damage from hail you can help to minimize the extent of damage by detecting problems early taking action to repair or replace your damaged roof as quickly as possible and installing class 4 impact resistant roofing shingles.

The impact from a hailstone can bruise or crack roofing shingles potentially leading to water damage in your home. Hail hits that are soft to the touch like the bruise on an apple. Roofs with multiple shingle layers may be damaged by smaller hail stones due to a softer support surface directly under the top shingle layer. Hail damage can also be affected by the number of shingle layers on a roof.

Claims adjusters mark off test squares on a roof to document the extent of damage. Place a tarp over the leaking area to prevent further water damage for example. If you do have a roof leak do what you can to mitigate the loss. Hail is a powerful force of nature that can even damage roofs made with concrete tiles if the stones are large enough and wind speeds are high.

These types of damage are normal wear and tear to the roof but they may be confused with hail damage if you ve recently experienced a hail storm. Random damage with no discernable pattern. Most roof hail damage insurance claims do not involve leaking roofs. Hailstorms can cause serious damage to a roof.

Asphalt and composition shingles hail damage. Hail damage can put your roof at risk for leaks through the divots or even holes it leaves behind. When inspecting for hail damage it s important to understand the methods used by insurance claims adjusters because if damage for which an insurance company will pay exists it should be identified and documented using insurance company criteria. Wood shingles hail damage.

Loss of granules which may expose the roof felt. Verisk said areas in the south and midwest are also prone to damage. Asphalt and or mat that appears shiny.